.klargeld{--ink:#091e3a;--green:#08796a;--coral:#f05e5c;color:var(--ink);background:#fbfaf4;font-size:14px}.klargeld h1,.klargeld h2,.klargeld h3{letter-spacing:-.035em}.finance-wrap{width:min(1280px,94%);margin:auto}.finance-brand{font-family:Editorial,Georgia,serif;font-size:38px;line-height:.95;white-space:nowrap}.finance-brand small{display:block;font-family:DM,Arial,sans-serif;font-size:10px;letter-spacing:0;margin-top:6px}.finance-header{border-bottom:1px solid #c6cfd0}.finance-header .block-masthead{width:min(1280px,94%);margin:auto;padding:18px 0;gap:26px;flex-wrap:wrap;border:0}.finance-header #navigation{margin-left:auto;gap:24px;font-size:12px;order:1}.finance-header .blog-search-button{order:2;border:0;background:transparent}.finance-subscribe{order:3}.klargeld .button,.klargeld button{background:var(--coral);color:white;font-weight:600;font-size:13px;border-radius:4px;padding:13px 24px}.finance-hero{display:grid;grid-template-columns:1fr 1.08fr;align-items:center;gap:24px;padding:30px 18px 20px}.finance-hero h1{font-size:clamp(36px,4.25vw,61px);line-height:1.01;margin-bottom:18px}.finance-hero h1 em{color:var(--green);font-style:normal;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:7px}.finance-hero p{font-size:16px;line-height:1.55;max-width:510px}.finance-hero-art{position:relative}.finance-hero-art img{width:100%;aspect-ratio:1.5;object-fit:contain;mix-blend-mode:multiply}.finance-hero-art .handwritten{position:absolute;right:0;top:25px;font-size:24px;color:#3169b0;transform:rotate(-8deg)}.finance-trust{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #ccd2cb;border-bottom:1px solid #ccd2cb;padding:17px 0;gap:20px}.finance-trust>div{display:flex;align-items:center;gap:20px;padding:0 20px;border-right:1px solid #dedfd7}.finance-trust>div:last-child{border:0}.finance-trust>div>span{font-size:32px;color:var(--green)}.finance-trust p{font-size:10px;margin:0}.finance-trust strong{display:block;font-family:Editorial,Georgia,serif;font-size:17px}.finance-section{margin:25px 0}.finance-heading{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:18px}.finance-heading h2,.finance-calculator h2,.finance-pension h2,.finance-principles h2{font-size:32px;margin:0;line-height:1.05}.finance-heading h2:after,.finance-calculator h2:after,.finance-pension h2:after{content:'';display:block;width:47px;height:3px;background:var(--green);margin-top:8px}.finance-heading>a{font-size:11px;color:#0063d5}.finance-grid{display:grid;gap:23px}.finance-grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.finance-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.finance-card img{width:100%;aspect-ratio:1.65;object-fit:cover;margin-bottom:9px}.finance-category{display:block;color:var(--green);font-size:9px;font-weight:700;letter-spacing:.03em}.finance-card h3{font-size:24px;line-height:1.05;margin:8px 0 12px}.finance-card p{font-size:13px;line-height:1.45;margin-bottom:12px;color:#415368}.finance-link{font-size:11px;font-weight:600;color:#0063d5}.finance-card a:hover h3,.finance-archive a:hover h3{text-decoration:underline;text-underline-offset:3px}.finance-steps{background:#edf4e9;padding:22px 22px 18px}.finance-steps .handwritten{color:#3371aa;font-size:25px;transform:rotate(-8deg)}.finance-steps ol{display:grid;grid-template-columns:repeat(5,1fr);padding:0;margin:0;list-style:none;gap:2px;background:#fff9}.finance-steps li{position:relative;padding:15px 15px 12px;border-right:1px solid #cbded6}.finance-steps 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p{font-size:14px}.finance-fact .handwritten{color:#2d698b;font-size:31px;transform:rotate(-7deg);margin-top:25px}.finance-life{border:1px solid #e1e4dc;background:white}.finance-life img{width:100%;aspect-ratio:2;object-fit:cover}.finance-life>div{padding:14px 17px}.finance-life h3{font-size:22px;margin-bottom:8px;text-decoration:underline;text-decoration-color:#ffe57a;text-decoration-thickness:3px}.finance-life p{font-size:12px;margin-bottom:9px}.finance-life ul{list-style:none;padding:0;margin:0 0 12px;font-size:12px;line-height:1.9}.finance-life li:before{content:'✓';color:var(--green);border:1px solid #53ac90;border-radius:50%;font-size:10px;margin-right:9px;padding:0 2px}.finance-pension{display:grid;grid-template-columns:1.2fr 1fr .65fr;gap:25px;background:#e5f2e8;padding:25px;align-items:center}.finance-pension p{font-size:14px;line-height:1.55;margin:15px 0}.klargeld 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.newsletter-consent a{text-decoration:underline}.finance-footer{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1.3fr;gap:25px;padding:27px 18px}.finance-footer .finance-brand{font-size:29px}.finance-footer h3{font-size:14px;margin-bottom:10px}.finance-footer a:not(.finance-brand){display:block;font-size:11px;line-height:1.9}.finance-footer>.handwritten{font-size:25px;color:#306ca4;transform:rotate(-9deg);align-self:center}.finance-bottom{display:flex;justify-content:space-between;gap:25px;font-size:9px;color:#5c6c80;border-top:1px solid #cbd3cb;padding:18px}.finance-search{display:flex;gap:10px;margin-bottom:18px}.finance-search input{flex:1;min-width:0;padding:10px;border:1px solid #c9cfc8}.finance-search select{padding:10px;border:1px solid #c9cfc8}.finance-archive{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.finance-archive>a{padding:17px;background:#f1f1e9;border-top:2px solid var(--green)}.finance-archive h3{font-size:22px;margin:10px 0 15px}.finance-archive>a>span:last-child{font-size:11px;color:#0063d5}.klargeld .article-heading{margin:25px auto;text-align:left;padding:25px;max-width:1100px;border-top:3px solid var(--green);background:#e9f1e880}.klargeld .article-heading h1{font-size:clamp(36px,5vw,62px)}.klargeld .byline{justify-content:flex-start}.klargeld .article-summary{border-color:var(--green);background:#edf5e9}.klargeld .newsletter-modal{width:min(470px,90vw);padding:30px;border:0;background:#fbfaf4;color:var(--ink);box-shadow:0 15px 70px #0004}.klargeld .newsletter-modal::backdrop{background:#091e3a99}.klargeld .newsletter-modal h2{font-size:34px}.klargeld .finance-header #navigation.open{flex-wrap:wrap}.klargeld .finance-header .blog-menu-search{order:5}.klargeld .finance-header .menu-toggle{display:none}
@media(max-width:1050px) and (min-width:761px){.finance-header .block-masthead{gap:15px}.finance-header #navigation{gap:14px;font-size:11px}.finance-brand{font-size:31px}.finance-subscribe{padding:10px 15px!important}.finance-card h3{font-size:21px}.finance-pension{grid-template-columns:1.2fr 1fr}.finance-pension blockquote{display:none}.finance-footer{grid-template-columns:1.5fr repeat(3,1fr)}.finance-footer>.handwritten{display:none}}
@media(max-width:760px){.finance-wrap{width:90%}.finance-header .block-masthead{width:90%;padding:18px 0;display:grid;grid-template-columns:minmax(0,1fr) 44px 44px;gap:10px}.finance-brand{font-size:30px;grid-column:1;grid-row:1}.finance-brand small{font-size:8px}.finance-subscribe{display:none!important}.finance-header #navigation{order:0;grid-column:1/-1!important;margin-top:8px!important}.klargeld .site-header #navigation.open{background:#edf4e9;border-color:var(--green)}.klargeld .site-header .menu-toggle{background:var(--green)}.finance-hero{grid-template-columns:1fr;padding:25px 0 15px;gap:15px}.finance-hero h1{font-size:37px}.finance-hero p{font-size:15px}.finance-hero-art{grid-row:2}.finance-hero-art .handwritten{font-size:22px;top:8px}.finance-trust{grid-template-columns:1fr;padding:15px 0;gap:12px}.finance-trust>div{padding:0;border:0;gap:14px}.finance-trust p{font-size:11px}.finance-trust strong{font-size:17px}.finance-trust>div>span{font-size:26px;width:27px}.finance-grid.four,.finance-grid.three{grid-template-columns:1fr 1fr;gap:20px 15px}.finance-card h3{font-size:22px}.finance-card p{font-size:12px}.finance-heading h2,.finance-calculator h2,.finance-pension h2{font-size:28px}.finance-heading{align-items:start;flex-wrap:wrap}.finance-heading>a{font-size:10px}.finance-steps{padding:20px 15px}.finance-steps .handwritten{font-size:22px}.finance-steps ol{grid-template-columns:1fr}.finance-steps li{display:grid;grid-template-columns:40px 1fr;column-gap:15px;border:0;border-bottom:1px solid #ccddd2;padding:15px 12px}.finance-steps h3{grid-column:2;padding:0;margin:0;min-height:0;font-size:13px}.step-number{left:11px;top:15px;width:23px;height:23px;font-size:11px}.step-icon{grid-column:1;grid-row:2;font-size:32px;margin:2px 0 0}.finance-steps p{grid-column:2;grid-row:2;font-size:12px;margin-top:7px}.finance-calculator-section{grid-template-columns:1fr;gap:20px}#savings-calculator{gap:10px}#savings-calculator label{font-size:10px}.calculator-results{grid-template-columns:1fr}.calculator-numbers{flex-direction:row;flex-wrap:wrap;gap:20px;font-size:11px}.calculator-numbers strong{font-size:23px}.calculator-numbers small{flex-basis:100%}.finance-fact{padding:20px}.finance-fact h3{font-size:25px;margin:12px 0}.finance-fact .handwritten{margin-top:10px;font-size:26px}.finance-grid.three .finance-life:last-child{grid-column:1/-1}.finance-life>div{padding:12px}.finance-life h3{font-size:21px}.finance-life li{font-size:10px}.finance-pension{grid-template-columns:1fr;padding:20px;gap:20px}.finance-pyramid{width:85%;margin:auto}.finance-pension blockquote{font-size:25px}.finance-principles{padding:20px}.finance-principles h2{font-size:27px}.finance-principles .finance-grid{grid-template-columns:1fr;gap:15px}.finance-principles p{border:0;padding:0}.finance-newsletter{grid-template-columns:1fr;padding:20px;gap:18px}.finance-newsletter h2{font-size:28px}.finance-footer{grid-template-columns:1fr 1fr;padding:25px 0;gap:23px}.finance-footer>div:first-child{grid-column:1/-1}.finance-footer>.handwritten{font-size:22px}.finance-bottom{flex-direction:column;gap:9px;padding:16px 0}.finance-search{flex-wrap:wrap}.finance-search input{flex-basis:100%}.finance-search select{min-width:0;flex:1}.finance-search button{padding:10px 15px}.finance-archive{grid-template-columns:1fr}.klargeld .article-heading{margin:20px 5%;padding:20px}.klargeld .article-heading h1{font-size:37px}}
.finance-header .block-masthead{display:flex;align-items:center}.finance-header #navigation{display:flex;align-items:center}.finance-hero-art img,.finance-card img,.finance-life img{height:auto}.finance-hero-art img{max-height:380px}.finance-card img,.finance-life img{object-fit:cover}.finance-header .blog-search-button{width:44px;height:44px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.finance-header #navigation.open .blog-menu-search{width:100%;flex-basis:100%}.finance-header:has(.blog-search-button) #navigation.open .blog-menu-search{background:#edf4e9}.klargeld .site-header:has(.blog-search-button) .menu-toggle{background:#08796a}.klargeld .site-header:has(.blog-search-button) #navigation.open{background:#edf4e9;border-top-color:#08796a}
@media(max-width:760px){.finance-header .block-masthead{display:grid}.finance-header #navigation{display:none}.finance-hero-art img{max-height:none}.finance-card img{aspect-ratio:1.4}.finance-header .blog-search-button{border:1px solid #ced8cc;background:#eef4e8}}

/* Compact, continuous retirement pyramid. */
.finance-pyramid{display:grid;grid-template-rows:86px 70px 70px;gap:3px;width:min(100%,390px);margin:0 auto;padding:0;overflow:hidden;clip-path:polygon(50% 0,100% 100%,0 100%);list-style:none;text-align:center;font-family:DM,Arial,sans-serif;filter:drop-shadow(0 8px 12px #08796a18)}
.finance-pyramid li{box-sizing:border-box;display:flex;width:100%;min-width:0;margin:0;padding:10px 28px 12px;flex-direction:column;align-items:center;justify-content:flex-end;color:var(--ink)}
.finance-pyramid li:first-child{height:auto;padding-bottom:10px;background:#f7ce61;clip-path:none}
.finance-pyramid li:nth-child(2){height:auto;background:#64ae98;clip-path:none}
.finance-pyramid li:last-child{height:auto;background:#68b6dc;clip-path:none}
.finance-pyramid span{font-size:14px;font-weight:850;line-height:1;margin-bottom:6px;opacity:.78}
.finance-pyramid strong{display:block;max-width:100%;font-family:Editorial,Georgia,serif;font-size:18px;font-weight:650;line-height:1.05;white-space:nowrap}
.finance-pyramid li:first-child strong{max-width:90px;font-size:15px;line-height:.95;white-space:normal}
@media(max-width:430px){.finance-pyramid{width:100%;grid-template-rows:80px 66px 66px}.finance-pyramid li{padding-left:12px;padding-right:12px}.finance-pyramid span{font-size:12px;margin-bottom:4px}.finance-pyramid strong,.finance-pyramid li:first-child strong{font-size:14px}}